Financial Products & Investment Platforms

Navigating the world of financial products and investment platforms can feel overwhelming—there are so many options, and each one serves a different purpose. Whether you’re saving for retirement, planning for a major expense, or looking to grow your wealth, choosing the right accounts and investments is key to financial success.

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(509) 783-2040

Need help planning for retirement? We Make it Easy.

At 3 Rivers Financial Group, we simplify the retirement planning process. We’ll help you understand your options, select the best accounts for your needs, and manage your investments so you can build your financial future with confidence.

  • Taxable Brokerage Accounts

Understand payout options, survivor benefits, and how to reduce taxes so you can get the most from what you’ve earned.

  • Employer-Sponsored Retirement Accounts

Includes 401(k)s, Roth 401(k)s, 403(b)s, SIMPLE IRAs, and SEP IRAs, each with unique tax benefits.

  • Individual Retirement Accounts

Traditional IRAs offer tax-deferred growth, while Roth IRAs allow tax-free withdrawals in retirement.

  • Self-Employed Retirement Accounts

Solo 401(k)s and SEP IRAs provide tax-advantaged retirement savings for business owners.

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Financial advisors that Protect Your Future

You have many options when selecting a retirement account, and each option comes with different tax implications, contribution limits, and investment choices. We’ll guide you through the details so you can make the best decision for your financial future.

  • Clear, Straightforward Advice

    We cut through the financial jargon to help you understand your options and make informed decisions—without pressure or confusion.

  • Personalized Investment Strategies

    Your financial goals are unique, so your investment strategy should be, too. We create a customized plan based on your specific situation, risk tolerance, and retirement timeline.

  • Ongoing Support & Management

    Whether you’re opening a new account or optimizing an existing portfolio, we’re here to help every step of the way.

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Questions about financial products and platforms? Read our FAQs

What’s the difference between a traditional IRA and a Roth IRA?

Traditional IRAs allow tax-deductible contributions, but withdrawals in retirement are taxed. Roth IRAs use after-tax contributions, but withdrawals in retirement are tax-free.

What investment options are available in a 401(k)?

That depends on your employer’s plan, but most offer a mix of ETFs, stocks, and bonds. We help you choose the right allocation for your goals.

Can I have more than one type of retirement account?

Yes! Many people combine multiple accounts (such as a 401(k) and an IRA) to maximize tax benefits and diversify their retirement savings.

Do I need a financial advisor to manage my investment accounts?

While DIY investing is possible, working with an advisor helps ensure your portfolio is properly diversified, tax-efficient, and aligned with your long-term goals.

How do I know which investment account is right for me?

It depends on factors like your tax situation, investment goals, and whether your employer offers a retirement plan. We help you determine the best fit based on your needs.

Retirement planning Resources

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